Through its affiliation with Securities America Advisors, Inc. and Securities America, Inc., RSD Financial is a full service investment firm specializing in financial planning, wealth management, retirement and education planning, insurance, and financial life coaching.  We utilize a holistic approach to financial planning to meet our clients individual long term financial needs.  Our primary service is to provide an objective, comprehensive and customized financial strategy.  Whether our clients are in the stage of wealth accumulation or preservation, RSD Financial develops a customized financial strategy to match their goals & objectives.

 

We provide a variety of articles each month on important financial topics that we believe stimulates interest while updating our clients and perspective clients on current investment matters.  We also conduct various educational events for our clients and local corporations as well as financial classes at local colleges such as Anne Arundel Community College, the Community College of Baltimore County, and Howard Community College.

 

Our staff works together to meet the needs of our clients and we appreciate the opportunity to work with you. 

 

Securities Licensed in the following states:

AZ,CA,DE,FL,GA,IL,MD,NY,PA,SC,TN,VA,WA,WV

 
Calculators

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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Newsletters

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

HOT TOPIC: American Manufacturing: Rebound or Renaissance?

During the last decade, U.S. manufacturing lost millions of jobs to foreign competition. The sector appears to be coming back strong, adding almost half a million jobs since 2010 as productivity rises. This article examines the conditions that originally caused the exodus of U.S. industrial production and those that may bode well for its future.

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