Our Services


List of Services


Retirement Planning

Tax Management


Making the most of employer-sponsored retirement plans and IRAs. Determining how much is needed to retire comfortably. Wealth accumulation and distribution strategies.

  • 401k Allocation Investment Analysis
  • IRAs- Roth IRAs
  • Wealth Accumulation
  • Wealth Transfer to Heirs

Looking for ways to reduce current and future tax burden. Working with qualified tax specialists.

  • Stock Option Planning
  • Tax Planning
  • Tax Reducing Strategies
  • Wealth Strategies

Risk Analysis & Management

Education Funding


Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding an appropriate policy for your situation.

  • Legacy Planning
  • Risk Management
  • Life, Disability & Long Term Care Insurance

Recommending investment and accumulation strategies to help pay for children's and grandchildren's education.

  • College Savings Plans (529)
  • Custodial Accounts
  • Educational IRA’s

Investment Management

Employee and Executive Benefits


Determining asset allocation needs. Helping understand risk tolerances. Recommending the appropriate investment vehicles to help work toward your goals. Helping to prepare an Investment Policy Statement.

  • Asset Allocation Portfolios
  • Fixed Annuities/Variable Annuities
  • Institutional Managed Portfolios
  • Stocks, Bonds & REITS

Helping businesses attract and retain qualified employees through benefit packages.

  • 401K Plans
  • Individual Health Plans
  • Group Benefits
  • Rollovers (Pension, 401k, etc.)
  • Small Business Retirement Plans


Coordination with Professionals



Coordination with respected attorneys and CPAs to provide a team approach to setting up an estate, determining tax reduction strategies and assessing insurance needs.

  • Estate Planning
  • Living Wills
  • Medicare/Medicaid
  • Power of Attorney
  • Tax Planning
  • Trust Review

We conduct various educational events and hold financial classes at local colleges.

  • Classes at Local Colleges
  • Corporate Lunch & Learn
  • Group Workshops
  • Market Update Meetings
  • College Funding information provided by Sonia K. Wagner