How We Work
Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.
Roger S. Desai, AIF®, LUTCF, CFE
Financial Planner
410-992-4905
Roger serves as president of RSD Financial, with over 25 years of experience in the financial services industry. In 1988, Roger received his Bachelors of Science degree in business management at Towson University. Roger's designations...
Michelle Walterhoefer
Operations Assistant
410-992-4905
Michelle (Shelly) worked for a small business as an account manager with focus on client support. She is married to her husband of 29 years and has 3 children and a grandson. Shelly enjoys spending time with her family and is looking...
Joel Hosner
Paraplanner
410-992-4905
Randy L Scritchfield, CFP®, LUTCF
Randy brings over 30 years of industry experience to the table. As a dedicated advisor of his own retirement planning firm, he has worked with his own client base in not only Maryland, but to clients in 22 other states across the...
Katz Cohen
CPA
Jay G Hymer
Attorney
Jay G. Hymer is a partner of the law firm of Schnitzer & Hymer, LLC. Jay has engaged in the practice of law since 1987. He practices in the areas of estates & trusts, business transactions and tax matters. Prior to his law career, Jay...